Most limited company contractors hold some kind of professional indemnity or liability insurance, and these tend to differ based on the nature of the work you carry out along with the clients you are working for.
The type of cover you require wholly depends on your contract and the type of work you're carrying out. Most contractors choose to hold professional indemnity insurance at a value of £1m, along with Employers Liability insurance at £10m.
The minimum levels needed contractually are generally provided by your agency, but it's important to assess your business risk yourself too, or rely on insurance professionals such as ourselves.
Speak to one of our team today before renewing your construction insurance.