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Small business insurance

Small business insurance

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ABOUT

What is small business insurance

Small business insurance provides essential cover to protect your livelihood from the most common risks and liabilities. Whether you require cover for your property and or fleet insurance, our experienced advisors will work with you to determine the best level of coverage unique to your business.

What you get…

Protect your income and business assets with affordable business insurance.
Our years of experience mean any claims are handled with full legal compliance.
We’ll work with you to identify key risks to your small business and set up the most appropriate level of cover.
Getting financial protection means you can continue business operations as normal should the worst happen.

BENEFITS

Why do small businesses need insurance?

In the UK, only certain types of insurance are legally required. However, making sure what matters most is protected brings a number of benefits.

Win more clients

Give your clients, customers and investors the reassurance they need to do business with you when you set up an insurance policy. Plus, liability cover is a prerequisite when working with some companies.

Attract & retain talent

If you’re an employer, you’ll legally require employers’ liability insurance. Secure peace of mind and show that you’re a reputable employer.

Minimise financial losses

Small business insurance means you can recover financially following damage to your assets, including theft, vandalism, floods and fires. It can also cover income from rental properties if applicable.

Legal protection

If someone makes a claim against you, we can provide prompt and efficient support. Furthermore, having cover in place sets you up to legally receive compensation if policy requirements are met.

Employee protection

Employees are an invaluable asset to your business, so we can help make sure you’ve got the right level of cover in place to protect them and your business in case of accident, injury or illness.

Business continuity

Don’t let accidental damage and loss impact your business operations . We’ll work closely with you to ensure you have the correct level of cover for your potential risks.

Customised coverage

Our clients choose us for our range of insurance options, from professional  indemnity  insurance to bus, coach and community  transport cover .  We’ll create a tailored package of cover for your business.

Want to secure your assets but don’t know the first step?

REVIEWS

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TYPES OF INSURANCE

What insurance should a small business have

General liability insurance

This type of insurance covers a wide range of common risks. Protect your business from financial losses and liabilities associated with claims filed by customers, vendors or third parties.

Commercial property insurance

Secure coverage for any physical assets owned by your company, including buildings, equipment, inventory , furniture and fixtures , against damage from fire, theft or natural disasters.

Business interruption insurance

If your business operations are forced to cease, you’ll be financially reimbursed for the income you would have earned and covered for any additional expenses incurred.

Professional indemnity insurance

Also known as errors and omissions insurance, this type of cover is designed to protect your professional services against claims of negligence or error when a mistake is made.

Workers’ compensation

Employers’ liability cover is legally required if you employ staff at your business. You can also set up workers’ compensation to cover medical expenses or income while they’re off ill.

Looking to protect your assets but not sure where to start?

COST

How much does small business insurance cost?

We believe that protection for your business should be accessible to all, which is why we’ll work with you to create a bespoke policy securing all your needs in one document, at a price that works for you. Your small business insurance quote will depend on three key factors…

Type of business

From contractors to small manufacturers, the needs of your business will ultimately determine the coverage in your policy. When you request a call back from our team, we’ll work to assess common risks in your sector and make sure you’re protected against them.

Level of cover

Basic cover will provide you with essential protection at a fraction of the cost. We’ll help you decide just how comprehensive your cover should be to keep your business protected from threats and keep to your budget. We’re happy to talk through all of your options.

Business size

Whether you’re a small business employing a number of employees or a sole trader, we can offer a bespoke insurance policy designed to scale alongside your company. Generally, the fewer employees, property and assets you need to protect, the more affordable your insurance policy.

GET STARTED

Ready to get covered?

Secure your peace of mind in just three easy steps.

1.

Request a call back

Hit the ‘Request a call back’ button for a free, no-obligation quote from our team.

2.

Tailor your coverage

Following a consultation with your dedicated claims team, we’ll design a bespoke policy.

3.

Seal the deal!

Once you’ve confirmed that you’re happy with the policy, we’ll set your small company insurance in place.

GET SET UP TODAY!

Request a call back from our expert team to start protecting your small business



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